![]() A pre-authorization puts a temporarily hold on your money that could be greater than the transaction amount and may take up to 10 business days to be released back to you. Tip: If you use this card to pay for gas, give your card to the attendant to pre-pay for gas rather than paying at the pump to avoid a pre-authorization. If you do not use all your money before the expiration date printed on the card, you can call customer service to request a refund check for the remaining balance. You will not be able to load your own money on this card and your money will not expire. Each time you use your card, the amount will be deducted from your balance until you use all your funds. You can get cash, request a check, or make a purchase anywhere VISA debit cards are accepted. If this happens, you may be asked to use another form of payment to pay the full or remaining amount if you want to complete the transaction. If you don’t have enough money to cover a purchase, the transaction may be declined or partially authorized. You cannot overdraft or spend more than what has been loaded on the card. First, this card is not linked to any bank or credit union account and will not have any impact on your credit score or help you build your credit. If you have had a checking account debit card or credit card before, this card may be a little different. Be sure to immediately report if your card is lost or stolen. Once activated, your money is safe on this card and is eligible for FDIC insurance. You do not need to pay this money back and you will not be taxed on this money. The government has loaded your Economic Impact Payment onto the card for you. The Economic Impact Payment Card is a VISA prepaid debit card. Tip: If you already have a bank or credit union account that you are comfortable using to access cash for free, you can also transfer money from your card to this personal account and then withdraw cash in the same way you normally would once it is available. To avoid a fee, cash only Money Network Checks and only at participating check cashing locations. Go to to find the nearest participating check cashing locations. Request a Money Network Check and cash it at select participating check cashing locations.Check the merchant’s policies on amount limits. If the merchant allows cash-back during a purchase, select “Debit” on the keypad, enter your 4-digit PIN, select “Yes” to get cash-back, and then enter the amount of cash you would like. Get cash-back at participating merchants, like grocery and convenience stores.Limits may apply to the amount of cash you are able to withdraw at ATMs. Use the ATM locator at or Money Network® Mobile App to locate one near you. Use one of the In-Network AllPoint brand ATMs to withdraw cash.There are several ways to get cash from your card without paying a fee. What are the fees for optional services?.What do I do if my card is lost, stolen, or misplaced?.What is important to know about using this card? I am not familiar with prepaid debit cards.I would like to pay a bill (such as rent) that doesn’t allow payment with debit cards.How do I transfer my payment to my personal account without paying a fee?.How do I use my card to get cash without paying a fee?.How do I check my balance without paying a fee?.I received an Economic Impact Payment prepaid debit card from the government in the mail.While most transactions are free, small fees can add up, so know how you can make the most of your money. Here are some common questions and tips to help you access your money and use your card, including how to do so with limited fees. ![]() Once activated, your money is safe and secure on the card. You must first activate your card by phone before you can use it. You will need this card to access your Economic Impact Payment. If you recently received an Economic Impact Payment prepaid debit card from the government in the mail, this is money for you under the Coronavirus Aid, Relief, and Economic Security (CARES) Act.ĭo not throw this card away. This blog was originally posted on and was updated on June 1, 2020.
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